Homeowner Insurance

A standard homeowner insurance policy insures the home itself and the things you keep inside. By having homeowner insurance, you can financially protect yourself if there is an accident. Contact our agency today to learn more about it and to get a no-obligation quote.

What Is Homeowner Insurance?

Homeowner insurance is a package policy, which means that it covers damage to your property after a covered loss, and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by the policy to ensure adequate protection.

Do I Need Homeowner Insurance?

While purchasing a homeowner insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate homeowner coverage is always a good idea, as the policy can help financially protect you if you experience a covered accident or other loss. Without this coverage, you may be responsible for paying the replacement or repair costs on your own following an incident.

How to Get Homeowner Insurance

If you need a homeowner insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. Give Zenitram a call today to get started or request your free quote now.